diff --git a/src/main/java/com/rymcu/forest/handler/AccountHandler.java b/src/main/java/com/rymcu/forest/handler/AccountHandler.java
new file mode 100644
index 0000000..96315a5
--- /dev/null
+++ b/src/main/java/com/rymcu/forest/handler/AccountHandler.java
@@ -0,0 +1,26 @@
+package com.rymcu.forest.handler;
+
+import com.rymcu.forest.handler.event.AccountEvent;
+import lombok.extern.slf4j.Slf4j;
+import org.springframework.context.event.EventListener;
+import org.springframework.scheduling.annotation.Async;
+import org.springframework.stereotype.Component;
+
+/**
+ * Created on 2022/8/24 14:44.
+ *
+ * @author ronger
+ * @email ronger-x@outlook.com
+ * @packageName com.rymcu.forest.handler
+ */
+@Slf4j
+@Component
+public class AccountHandler {
+
+    @Async
+    @EventListener
+    public void processAccountLastLoginEvent(AccountEvent accountEvent) {
+
+    }
+
+}
diff --git a/src/main/java/com/rymcu/forest/handler/CommentHandler.java b/src/main/java/com/rymcu/forest/handler/CommentHandler.java
index 906e1fe..b8cab12 100644
--- a/src/main/java/com/rymcu/forest/handler/CommentHandler.java
+++ b/src/main/java/com/rymcu/forest/handler/CommentHandler.java
@@ -1,12 +1,12 @@
 package com.rymcu.forest.handler;
 
+import com.alibaba.fastjson.JSON;
 import com.rymcu.forest.core.constant.NotificationConstant;
 import com.rymcu.forest.entity.Comment;
 import com.rymcu.forest.handler.event.CommentEvent;
 import com.rymcu.forest.mapper.CommentMapper;
 import com.rymcu.forest.util.Html2TextUtil;
 import com.rymcu.forest.util.NotificationUtils;
-import com.rymcu.forest.wx.mp.utils.JsonUtils;
 import lombok.extern.slf4j.Slf4j;
 import org.springframework.context.event.EventListener;
 import org.springframework.scheduling.annotation.Async;
@@ -32,7 +32,7 @@ public class CommentHandler {
     @Async
     @EventListener
     public void processCommentCreatedEvent(CommentEvent commentEvent) throws InterruptedException {
-        log.info(String.format("开始执行评论发布事件：[%s]", JsonUtils.toJson(commentEvent)));
+        log.info(String.format("开始执行评论发布事件：[%s]", JSON.toJSONString(commentEvent)));
         String commentContent = commentEvent.getContent();
         Integer length = commentContent.length();
         if (length > MAX_PREVIEW) {
diff --git a/src/main/java/com/rymcu/forest/handler/event/AccountEvent.java b/src/main/java/com/rymcu/forest/handler/event/AccountEvent.java
new file mode 100644
index 0000000..dfdc955
--- /dev/null
+++ b/src/main/java/com/rymcu/forest/handler/event/AccountEvent.java
@@ -0,0 +1,19 @@
+package com.rymcu.forest.handler.event;
+
+import lombok.AllArgsConstructor;
+import lombok.Data;
+
+/**
+ * Created on 2022/8/24 14:45.
+ *
+ * @author ronger
+ * @email ronger-x@outlook.com
+ * @packageName com.rymcu.forest.handler.event
+ */
+@Data
+@AllArgsConstructor
+public class AccountEvent {
+
+    private String account;
+
+}
diff --git a/src/main/java/com/rymcu/forest/jwt/service/RedisTokenManager.java b/src/main/java/com/rymcu/forest/jwt/service/RedisTokenManager.java
index 4387a84..a409a01 100644
--- a/src/main/java/com/rymcu/forest/jwt/service/RedisTokenManager.java
+++ b/src/main/java/com/rymcu/forest/jwt/service/RedisTokenManager.java
@@ -1,13 +1,14 @@
 package com.rymcu.forest.jwt.service;
 
 
+import com.rymcu.forest.handler.event.AccountEvent;
 import com.rymcu.forest.jwt.def.JwtConstants;
 import com.rymcu.forest.jwt.model.TokenModel;
-import com.rymcu.forest.service.UserService;
 import io.jsonwebtoken.Jwts;
 import io.jsonwebtoken.SignatureAlgorithm;
 import org.apache.commons.lang.StringUtils;
 import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.context.ApplicationEventPublisher;
 import org.springframework.data.redis.core.StringRedisTemplate;
 import org.springframework.stereotype.Component;
 
@@ -27,7 +28,7 @@ public class RedisTokenManager implements TokenManager {
     @Autowired
     private StringRedisTemplate redisTemplate;
     @Resource
-    private UserService userService;
+    private ApplicationEventPublisher applicationEventPublisher;
 
     /**
      * 生成TOKEN
@@ -62,7 +63,7 @@ public class RedisTokenManager implements TokenManager {
         String result =  redisTemplate.boundValueOps(key.toString()).get();
         if (StringUtils.isBlank(result)) {
             // 更新最后在线时间
-            userService.updateLastOnlineTimeByEmail(model.getUsername());
+            applicationEventPublisher.publishEvent(new AccountEvent(model.getUsername()));
             redisTemplate.boundValueOps(key.toString()).set(LocalDateTime.now().toString(), JwtConstants.LAST_ONLINE_EXPIRES_MINUTE, TimeUnit.MINUTES);
         }
         return true;
diff --git a/src/main/java/com/rymcu/forest/mapper/BankAccountMapper.java b/src/main/java/com/rymcu/forest/mapper/BankAccountMapper.java
index 151905b..af451f7 100644
--- a/src/main/java/com/rymcu/forest/mapper/BankAccountMapper.java
+++ b/src/main/java/com/rymcu/forest/mapper/BankAccountMapper.java
@@ -39,4 +39,11 @@ public interface BankAccountMapper extends Mapper<BankAccount> {
      * @return
      */
     BankAccountDTO selectByBankAccount(@Param("bankAccount") String bankAccount);
+
+    /**
+     * 查询用户个人银行账户信息
+     * @param idUser
+     * @return
+     */
+    BankAccountDTO findPersonBankAccountByIdUser(@Param("idUser") Long idUser);
 }
diff --git a/src/main/java/com/rymcu/forest/service/impl/TransactionRecordServiceImpl.java b/src/main/java/com/rymcu/forest/service/impl/TransactionRecordServiceImpl.java
index c1f3837..b065e2e 100644
--- a/src/main/java/com/rymcu/forest/service/impl/TransactionRecordServiceImpl.java
+++ b/src/main/java/com/rymcu/forest/service/impl/TransactionRecordServiceImpl.java
@@ -9,10 +9,11 @@ import com.rymcu.forest.entity.BankAccount;
 import com.rymcu.forest.entity.TransactionRecord;
 import com.rymcu.forest.enumerate.TransactionCode;
 import com.rymcu.forest.enumerate.TransactionEnum;
+import com.rymcu.forest.mapper.BankAccountMapper;
 import com.rymcu.forest.mapper.TransactionRecordMapper;
-import com.rymcu.forest.service.BankAccountService;
 import com.rymcu.forest.service.TransactionRecordService;
 import com.rymcu.forest.util.DateUtil;
+import org.apache.commons.lang.StringUtils;
 import org.springframework.stereotype.Service;
 import org.springframework.transaction.annotation.Transactional;
 
@@ -32,7 +33,7 @@ public class TransactionRecordServiceImpl extends AbstractService<TransactionRec
     @Resource
     private TransactionRecordMapper transactionRecordMapper;
     @Resource
-    private BankAccountService bankAccountService;
+    private BankAccountMapper bankAccountMapper;
     @Resource
     private RedisService redisService;
 
@@ -62,8 +63,8 @@ public class TransactionRecordServiceImpl extends AbstractService<TransactionRec
     }
 
     private TransactionRecordDTO genTransactionRecord(TransactionRecordDTO transactionRecordDTO) {
-        BankAccountDTO toBankAccount = bankAccountService.findByBankAccount(transactionRecordDTO.getToBankAccount());
-        BankAccountDTO formBankAccount = bankAccountService.findByBankAccount(transactionRecordDTO.getFormBankAccount());
+        BankAccountDTO toBankAccount = bankAccountMapper.selectByBankAccount(transactionRecordDTO.getToBankAccount());
+        BankAccountDTO formBankAccount = bankAccountMapper.selectByBankAccount(transactionRecordDTO.getFormBankAccount());
         transactionRecordDTO.setFormBankAccountInfo(formBankAccount);
         transactionRecordDTO.setToBankAccountInfo(toBankAccount);
         return transactionRecordDTO;
@@ -71,8 +72,8 @@ public class TransactionRecordServiceImpl extends AbstractService<TransactionRec
 
     @Override
     public TransactionRecord userTransfer(Long toUserId, Long formUserId, TransactionEnum transactionType) throws Exception {
-        BankAccountDTO toBankAccount = bankAccountService.findBankAccountByIdUser(toUserId);
-        BankAccountDTO formBankAccount = bankAccountService.findBankAccountByIdUser(formUserId);
+        BankAccountDTO toBankAccount = bankAccountMapper.findPersonBankAccountByIdUser(toUserId);
+        BankAccountDTO formBankAccount = bankAccountMapper.findPersonBankAccountByIdUser(formUserId);
         TransactionRecord transactionRecord = new TransactionRecord();
         transactionRecord.setToBankAccount(toBankAccount.getBankAccount());
         transactionRecord.setFormBankAccount(formBankAccount.getBankAccount());
@@ -83,7 +84,7 @@ public class TransactionRecordServiceImpl extends AbstractService<TransactionRec
 
     @Override
     public TransactionRecord bankTransfer(Long idUser, TransactionEnum transactionType) throws Exception {
-        BankAccountDTO toBankAccount = bankAccountService.findBankAccountByIdUser(idUser);
+        BankAccountDTO toBankAccount = bankAccountMapper.findPersonBankAccountByIdUser(idUser);
         Boolean isTrue;
         // 校验货币规则
         switch (transactionType) {
@@ -95,7 +96,7 @@ public class TransactionRecordServiceImpl extends AbstractService<TransactionRec
                 isTrue = true;
         }
         if (isTrue) {
-            BankAccount formBankAccount = bankAccountService.findSystemBankAccount();
+            BankAccount formBankAccount = findSystemBankAccount();
             TransactionRecord transactionRecord = new TransactionRecord();
             transactionRecord.setToBankAccount(toBankAccount.getBankAccount());
             transactionRecord.setFormBankAccount(formBankAccount.getBankAccount());
@@ -106,6 +107,14 @@ public class TransactionRecordServiceImpl extends AbstractService<TransactionRec
         return null;
     }
 
+    private BankAccount findSystemBankAccount() {
+        BankAccount bankAccount = new BankAccount();
+        bankAccount.setIdBank(1L);
+        bankAccount.setAccountType("1");
+        bankAccount.setAccountOwner(2L);
+        return bankAccountMapper.selectOne(bankAccount);
+    }
+
     @Override
     public TransactionRecord newbieRewards(TransactionRecord transactionRecord) throws Exception {
         // 判断是否重复发放
@@ -113,7 +122,7 @@ public class TransactionRecordServiceImpl extends AbstractService<TransactionRec
         if (result) {
             return transactionRecord;
         }
-        BankAccount formBankAccount = bankAccountService.findSystemBankAccount();
+        BankAccount formBankAccount = findSystemBankAccount();
         transactionRecord.setFormBankAccount(formBankAccount.getBankAccount());
         transactionRecord.setMoney(new BigDecimal(TransactionEnum.NewbieRewards.getMoney()));
         transactionRecord.setFunds(TransactionEnum.NewbieRewards.getDescription());
@@ -146,7 +155,7 @@ public class TransactionRecordServiceImpl extends AbstractService<TransactionRec
     }
 
     private boolean checkFormAccountStatus(String formBankAccount, BigDecimal money) {
-        BankAccount bankAccount = bankAccountService.findInfoByBankAccount(formBankAccount);
+        BankAccount bankAccount = findInfoByBankAccount(formBankAccount);
         if (Objects.nonNull(bankAccount)) {
             if (bankAccount.getAccountBalance().compareTo(money) > 0) {
                 return true;
@@ -154,4 +163,10 @@ public class TransactionRecordServiceImpl extends AbstractService<TransactionRec
         }
         return false;
     }
+
+    private BankAccount findInfoByBankAccount(String bankAccount) {
+        BankAccount searchBankAccount = new BankAccount();
+        searchBankAccount.setBankAccount(bankAccount);
+        return bankAccountMapper.selectOne(searchBankAccount);
+    }
 }
diff --git a/src/main/java/mapper/BankAccountMapper.xml b/src/main/java/mapper/BankAccountMapper.xml
index ff935f7..4ab4f2a 100644
--- a/src/main/java/mapper/BankAccountMapper.xml
+++ b/src/main/java/mapper/BankAccountMapper.xml
@@ -26,16 +26,27 @@
         </if>
     </select>
     <select id="selectBankAccount" resultMap="DTOResultMap">
-        select fb.bank_name, fu.nickname as account_owner_name, fba.* from forest_bank_account fba
-        join forest_bank fb on fba.id_bank = fb.id
-        join forest_user fu on fba.account_owner = fu.id where fba.id = #{idBank}
+        select fb.bank_name, fu.nickname as account_owner_name, fba.*
+        from forest_bank_account fba
+                 join forest_bank fb on fba.id_bank = fb.id
+                 join forest_user fu on fba.account_owner = fu.id
+        where fba.id = #{idBank}
     </select>
     <select id="selectMaxBankAccount" resultType="java.lang.String">
-        select max(bank_account) as max_bank_account from forest_bank_account where account_type = 0
+        select max(bank_account) as max_bank_account
+        from forest_bank_account
+        where account_type = 0
     </select>
     <select id="selectByBankAccount" resultMap="DTOResultMap">
-        select fb.bank_name, ifnull(fu.nickname, '系统') as account_owner_name, fba.bank_account from forest_bank_account fba
-            join forest_bank fb on fba.id_bank = fb.id
-            left join forest_user fu on fba.account_owner = fu.id where fba.bank_account = #{bankAccount}
+        select fb.bank_name, ifnull(fu.nickname, '系统') as account_owner_name, fba.bank_account
+        from forest_bank_account fba
+                 join forest_bank fb on fba.id_bank = fb.id
+                 left join forest_user fu on fba.account_owner = fu.id
+        where fba.bank_account = #{bankAccount}
+    </select>
+    <select id="findPersonBankAccountByIdUser" resultMap="DTOResultMap">
+        select fba.*
+        from forest_bank_account fba
+        where fba.account_owner = #{idUser}
     </select>
 </mapper>
\ No newline at end of file